EMAS eKYC App is an automated electronic Know Your Customer (eKYC) onboarding and facial biometric verification application that validates government identity cards, extracts applicant photo profile data, performs active liveness checks, and routes onboarding applications on Joget DX 7.

Compliance officers, customer onboarding managers, and fraud prevention risk analysts struggle to verify customer identities when relying on manual identity document reviews, physical branch visits, or unverified static photo uploads. Manual onboarding processes lead to identity theft, fraudulent customer registrations, slow onboarding turnarounds, and compliance audit failures across financial and retail programs. Risk management teams require automated biometric identity assurance and optical character recognition (OCR) verification to validate customer identification documents against real-time facial scans.

Key Features

• Integrates Innov8tif EMAS eKYC Process Tool plugins to perform optical text recognition and facial biometric identity verification.

• Scans front-side identity documents across officially valid national cards from Brunei, Cambodia, Indonesia, Malaysia, Myanmar (excluding hand-written ICs), Philippines, Singapore, Thailand, UAE, and Vietnam.

• Reads worldwide travel passport biodata pages containing ICAO-9303 compliant Machine Readable Zones (MRZ).

• Compares live facial camera captures against portrait photographs extracted directly from scanned identity cards or passports.

• Calculates real-time Liveness Probability Scores and Face Matching Scores to prevent spoofing and identity theft.

• Routes completed biometric registration forms to designated Officer in Charge inboxes for secondary administrative review and decision logging.

• Provides flexible officer review options comprising Approved or Declined selections alongside mandatory remark fields and JSON verification response logs.

• Allows administrative users to submit API key and URL requests for EMAS OkayID and EMAS OkayFace v2 integration endpoints.

• Configures administrative user assignments to manage Officer in Charge roles across organizational onboarding teams.

• Exports onboarding registration ledgers, biometric verification logs, and officer review histories into CSV, Excel, XML, and PDF formats.

Frequently Asked Questions

What international documents does EMAS eKYC App support for identity verification?

EMAS eKYC App supports official national identity documents from Brunei, Cambodia, Indonesia, Malaysia, Myanmar (excluding hand-written ICs), Philippines, Singapore, Thailand, UAE, and Vietnam, alongside worldwide travel passports featuring ICAO-9303 compliant Machine Readable Zones (MRZ).

How does EMAS eKYC App calculate biometric identity scores?

EMAS eKYC App processes live facial captures against extracted identity document portraits through Innov8tif's EMAS eKYC engine, generating explicit Liveness Probability Scores, Face Matching Scores, and structured JSON verification responses.

Which Joget platform versions support EMAS eKYC App?

 EMAS eKYC App runs on Joget DX 7 On-Premise and Cloud environments across Enterprise editions.

Supported Documents Include:

• Officially valid identity documents of Brunei, Cambodia, Indonesia, Malaysia, Myanmar (excluding hand-written IC), Philippines, Singapore, Thailand, UAE and Vietnam.
• Worldwide travel passports - the biodata page with ICAO-9303 compliant MRZ.

Usage Guidelines:

• Ensure that you have already completed the configuration for EMAS eKYC trial API keys and end-points as described above.
• Go to "Loyalty Program Registration" page from the Home menu on the left.
• Follow the steps described to complete the form.
• Once submitted, the form will go to Officer In Charge for further review.
• From the Officer In Charge's menu, visit the "Pending Review" link to process new registration requests.
• The identity verification plugins are powered by Innov8tif's EMAS eKYC.